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Professional Short Sale Services

CT Realtors Short Sale ProgramProfessional Short Sale Services

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Realty By Design has a team of short sale specialists providing solutions to your existing real estate problems. Our specialists work in negotiating with creditors to relieve you of your existing debt. 

The short sale service is absolutely free to the homeowner. Our marketing and listing fee for short sales is 6% and is paid by your lender. You will not receive a bill from us. We market your home as aggressively as we do any property to get your home sold as quickly as possible. 
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What is a short sale?

 A short sale is when your mortgage lender(s) and/or lien holder(s) agree to discount the loan, by accepting less as full payoff giving you an opportunity to sell your home at current market value. If your home is over-leveraged or underwater or you are behind on payments and cannot sell your property for what is owed, then you may be eligible for a short sale. 

Lenders created short sales as a foreclosure alternative because they actually incur a smaller financial loss. By accepting less then what is owed on your property allows them to get their non-preforming loans off their books. Your lender(s) are not in the business of owning real estate and would rather short sale your house then to foreclose on your property. Once a property is foreclosed on the bank still has to go through the efforts of selling that property. 

Are you eligible for a short sale?

 We understand that life has its obstacles and hardships. If you are unable to pay your monthly mortgage payments, have suffered a financial hardship, and your house will not sell for what is owed on it, you may be eligible for a short sale.

What you need to know

The Short Sale Process can be a lengthy one, depending on the size of the lender it can take 3-4 months sometimes longer to complete. Patience and communication are the keys to its success. Lenders are inundated with short sales, loan modifications and are understaffed. Their procedures are often not as quick as we like them to be, but with much persistence and diligent efforts we get the process done. 

To initiate a short sale, your property must be for sale and listed with a real estate broker. Once you receive an offer on your property a short sale package should be submitted to your lender for review. Negotiations will take place in efforts to get your property sold and most importantly trying to get them to relieve you of any and all deficiencies. 

video

Have you fallen behind on your mortgage payments, and don't know what to do?

Watch this brief video, and find out what a Short Sale is, and why it may be the solution you have been searching for.

Then contact me at 203-909-6615 or email Lisa@RealtyByDesignLLC.com for a FREE consultation to find out if a Short Sale is right for you.

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Lisa Henderson, Broker and Owner, Realty By Design, LLC, 191 Post Rd West, Westport, CT  06880, (203) 909-6615 - Licensed in CT. The Connecticut real estate commission is not set by law and is negotiable between the seller and broker. Realty-By-Design-Reduced-Low-Commission-CT Realtors-Full Service-Discount-Broker in Fairfield County.  We are CT realtors specializing in low fee real estate services, homes for sale CT and for sale by owner ct flat fee mls listings.  We serve the following Connecticut towns: Norwalk CT discount broker plus Fairfield CT, Easton CT, Bridgeport CT, Westport CT, Wilton CT, Weston CT, Trumbull CT, Stratford CT as well as other towns throughout Fairfield County and New Haven County.  Find CT Foreclosures, Short Sales and Homes for Sale in CT.  We are CT realtors specializing in real estate Norwalk CT, Fairfield CT homes for sale, Homes for sale Trumbull CT, Easton CT real estate, Homes for sale Stratford CT and real estate in various other towns in Fairfield and New Haven Counties. You can search the CT MLS for CT foreclosures, short sales and CT open houses.



Lisa Henderson
Realty By Design
191 Post Rd W
Westport , CT , 06880 US
203-909-6615

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